About
John R. Kuhlmann, III founded Kuhlmann Financial Services, Inc. in 1991. Through expertise and our dedication to our clients, Kuhlmann Financial Services, Inc. provides the most cost-effective health insurance, compliance, and employee benefit solutions.
As each person and company is unique, so must be their benefit offerings. We are dedicated to helping our clients find the best carriers and benefit plans to fit them, and never the other way around. Our dedication to clients only begins there. After each client is enrolled in the best benefit solutions for them, we guarantee personal service every step of the way.
Services
Whether you’re an individual seeking coverage for yourself or your family or an employer seeking a plan for your organization we can help you find the right products and services.
Group Services
Evaluation of Existing Programs and Coverage
Employee Benefits Management
Extensive Cost & Benefit Comparisons
Employee Education/Enrollment Meetings
HR Assistance
Selection of Carrier/Administrator
Program Design Formulation
Fully Insured Group Health
Self Funded Group Health
HSAs/HRAs/TPAs
Gap Policies
Dental
Vision
Long Term Disability
Short Term Disability
Long Term Care
Life and AD&D
Travel Assistance Programs
Cafeteria Plans/FSAs
COBRA/HIPAA/ERISA Compliance
Customized Services are available
Individual Services
Dental
Vision
Disability
Long Term Care
Auto
Liability